Marbun, E. 2022. ANALYSIS OF BANKRUPTCY PREDICTIONS WITH ALTMAN Z-SCORE AND DETECTION OF FINANCIAL STATEMENT FRAUD WITH BENEISH M-SCORE ON INSURANCE COMPANIES. JURNAL CAFETARIA. 3, 2 (Jul. 2022), 135-150. DOI:https://doi.org/10.51742/akuntansi.v3i2.640.